3122 Penn Street
St Joseph, MO, 64507
Active1 / 20Welcome to 3122 Penn Street, a cozy, character-rich 1.5-story home offering fantastic layout flexibility and classic charm in the heart of St. Joseph. Featuring 3 bedrooms, 1 bathroom, and over 1,000 sq. ft. of comfortable living space, this property is ideal for first-time buyers, downsizers, or savvy investors adding to their portfolio. Property Highlights: Spacious Layout: 1,026 sq. ft. including main-floor living areas plus a finished attic setup—perfect for a private 3rd bedroom, home office, or bonus room. Classic Details: Features a combination of rich, natural woodwork and white painted trim throughout and neutral wall tones ready for your personal touch. Eats & Entertaining: A bright, spacious eat-in kitchen with plenty of cabinet room and functional flow. Convenient Extras: Main floor laundry room, back mudroom area, off-street parking, and a clean basement for extra storage needs. Lot & Location: Situated on a generous 0.16-acre (6,969 sq. ft.) lot with a manageable yard. Centrally located near local amenities, parks, and quick access around town.
Est. Monthly Payment
$656/mo
$24,980 down · $99,920 loan
Estimate only — does not include taxes, insurance, or HOA. Contact Kyle for lender referrals and pre-approval guidance.
Contact Kyle directly — no middlemen, no lead selling.
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Data last updated: Oct 1, 2026, 5:43 PM CDT
Engel & Völkers Kansas City — Licensed in Missouri and Kansas. Kyle Niemann, Managing Broker.
