3101 N 34th Terrace
St Joseph, MO, 64506
1 / 49Great home on 1.75 Acres MOL in a fantastic neighborhood! This 3 bed 2 ½ bath home has a lot to offer. The entryway greats you with lots of natural light, then moving through the home you will find a formal dining room to the left and down the main corridor a half bath. Opening into a soaring vaulted ceiling you find the living room with corner fire place. To the right you will see a main floor laundry leading to the entry of the 2 car garage, then on the other side of the hall, a main floor primary bedroom including bath with separate shower and jetted tub, as well as a walk in closet. From the main entry corridor to the left you find the kitchen with breakfast nook and bar and an enclosed sunroom leading out to the back deck. Upstairs you will find a family room to separate day to day play time from a main living area along with 2 bedrooms and a hall closet. In the walkout basement, a large Rec room is the focal point. A lot of thought was put into construction as the basement is already stubbed for installation of a new full bath. Mechanicals are located in the basement. Currently one water heater services the home, but electrical work has been done to add a second in a loop. Basement also features a basement garage/workshop area, with double doors for easy access and a 200 amp electrical service panel. Moving to the back yard you will find a garden shed and playhouse. Then as you move into the tree line, you will find an elevated lookout with a fantastic screened in porch and deck built back in the trees overlooking the creek as your own private get away to the woods.
Est. Monthly Payment
$1,721/mo
$65,480 down · $261,920 loan
Estimate only — does not include taxes, insurance, or HOA. Contact Kyle for lender referrals and pre-approval guidance.
Contact Kyle directly — no middlemen, no lead selling.

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Data last updated: Aug 2, 2026, 6:00 AM CDT
Engel & Völkers Kansas City — Licensed in Missouri and Kansas. Kyle Niemann, Managing Broker.